For this shot, ROCKING WAVES, I got the wave coming right at me. I wanted to get this shot. I used a slow shutter for the image and while I was shooting, I got hit by the wave. My boots were full of water and my camera and lens were wet - but I got my shot!
After the timer went off, I jumped out of the water and used a towel that was in my back pack to dry off my lens and camera. Nothing was damaged, of course - Nikon builds their cameras like tanks.